Xinhua News Agency, NANCHANG, May 10th recently, Jiangxi province issued “Guiding Opinions on Further Improving the regulation and control of the real estate market”, proposing to continue to implement differentiated credit policies for individual housing and support the consumption of the first set of housing, suspend the issuance of the third or more housing loans.
According to the above opinions, Jiangxi will strictly implement the differentiated credit policy for individual housing, support the consumption of the first set of housing, and guide financial institutions to strictly implement the down payment ratio and interest rate level of the second suite, suspend the issuance of the third or more housing loans. Strictly examine the sources of funds of housing loan applicants, and severely investigate and punish financial leverage allocation businesses such as “down payment loans” and “bridge loans” and “fake mortgage” violations.
For cities and counties with less than 6 months digestion cycle of commercial housing inventory, employees who have already used housing provident fund loans will be suspended from issuing housing provident fund loans. For cities and counties with a digestion cycle of 6-12 months, the down payment ratio of the second housing provident fund loan should be increased, and the third or more housing provident fund loans should be stopped.
In order to improve the pre-sale supervision of commercial residential buildings, this opinion proposes that development projects that have obtained the pre-sale license or applied for the sales record of existing houses should announce all the houses at one time within 10 days, strictly according to declaration of value, clearly marked prices, open and fair sales to the outside world, and seriously investigate and punish illegal acts such as reluctant to sell, hoarding houses, buying and selling, and driving up house prices.
Xinhua News Agency, NANCHANG, May 10th recently, Jiangxi province issued “Guiding Opinions on Further Improving the regulation and control of the real estate market”, proposing to continue to implement differentiated credit policies for individual housing and support the consumption of the first set of housing, suspend the issuance of the third set or more